PUBLIC NOTICE
PUBLISH
(June 17, 24, July 1,
8, 15, 22, 2025)
NOTICE OF MORT-
GAGE FORECLO-
SURE SALE
____________
THE RIGHT TO VE-
RIFICATION OF THE
DEBT AND IDENTITY
OF THE ORIGINAL
CREDITOR WITHIN
THE TIME PROVIDED
BY LAW IS NOT AF-
FECTED BY THIS AC-
TION.
_____________
NOTICE IS HEREBY
GIVEN, that default
has occurred in the
conditions of the fol-
lowing described mort-
gage:
Mortgagor:
Brooks Graham, single
man
Mortgagee:
Mortgage Electronic
Registration Systems,
Inc., as Mortgagee, as
nominee for Everett
Financial, Inc. dba
Supreme Lending, a
Texas Corporation, its
successors and as-
signs
Dated:
May 3, 2024
Recorded:
May 16, 2024
Brown County Record-
er Document No.
A444497
Assigned To:
U.S. Bank National As-
sociation
Dated:
January 2, 2025
Recorded:
January 3, 2025
Brown County Record-
er Document No.
A447045
Transaction Agent:
Mortgage Electronic
Registration Systems,
Inc.
Transaction Agent
Mortgage Identification
Number:
100307110025859534
Lender or Broker:
Everett Financial, Inc.
dba Supreme Lending,
a Texas Corporation
Residential Mortgage
Servicer: U.S. Bank
National Association
Mortgage Originator:
Everett Financial, Inc.
dba Supreme Lending,
a Texas Corporation
LEGAL DESCRIP-
TION OF PROPERTY:
Westerly or front 85
feet, so-called, of Lots
10 and 11, Block 181
North of Center Street,
City of New Ulm,
Brown County, Min-
nesota
This is Abstract Pro-
perty.
TAX PARCEL NO.:
00100118110100
ADDRESS OF PRO-
PERTY:
1026 Center St
New Ulm, MN 56073
COUNTY IN WHICH
PROPERTY IS LO-
CATED: Brown
ORIGINAL PRINCIPAL
AMOUNT OF MORT-
GAGE: $107,800.00
AMOUNT DUE AND
CLAIMED TO BE DUE
AS OF DATE OF NO-
TICE: $117,703.43
That prior to the com-
mencement of this
mortgage foreclosure
proceeding
Mortgagee/Assignee of
Mortgagee complied
with all notice require-
ments as required by
statute; that no action
or proceeding has
been instituted at law
to recover the debt
then remaining
secured by such mort-
gage, or any part
thereof, or, if the action
or proceeding has
been instituted, that the
same has been discon-
tinued, or that an exe-
cution upon the judg-
ment rendered therein
has been returned un-
satisfied, in whole or in
part;
PURSUANT to the
power of sale con-
tained in said mort-
gage, the
above-described pro-
perty will be sold by the
Sheriff of said county
as follows:
DATE AND TIME OF
SALE: August 12,
2025, 10:00 AM
PLACE OF SALE:
Sheriff’s Office Lobby,
15 South Washington
Street, New Ulm, MN
to pay the debt then
secured by said Mort-
gage, and taxes, if any,
on said premises, and
the costs and disburse-
ments, including attor-
neys’ fees allowed by
law subject to redemp-
tion within 6 Months
from the date of said
sale by the
mortgagor(s), their per-
sonal representatives
or assigns.
DATE TO VACATE
PROPERTY: The date
on or before which the
mortgagor must vacate
the property if the mort-
gage is not reinstated
under Minnesota Sta-
tutes section 580.30 or
the property redeemed
under Minnesota Sta-
tutes section 580.23 is
February 12, 2026, at
11:59 p.m.
MORTGAGOR(S)
RELEASED FROM
FINANCIAL OBLIGA-
TION ON MORT-
GAGE: NONE
THE TIME ALLOWED
BY LAW FOR
REDEMPTION BY
THE MORTGAGOR,
THE MORTGAGOR’S
PERSONAL
REPRESENTATIVES
OR ASSIGNS, MAY
BE REDUCED TO
FIVE WEEKS IF A
JUDICIAL ORDER IS
ENTERED UNDER
MINNESOTA STA-
TUTES SECTION
582.032, DETERMIN-
ING, AMONG OTHER
THINGS, THAT THE
MORTGAGED PREM-
ISES ARE IMPROVED
WITH A RESIDEN-
TIAL DWELLING OF
LESS THAN FIVE UN-
ITS, ARE NOT PRO-
PERTY USED IN
AGRICULTURAL
PRODUCTION, AND
ARE ABANDONED.
Dated: June 9, 2025
U.S. Bank National As-
sociation, Assignee of
Mortgagee
By: HALLIDAY, WAT-
KINS & MANN, P.C.
Attorneys for:
U.S. Bank National As-
sociation, Assignee of
Mortgagee
1333 Northland Drive,
Suite 205
Mendota Heights, MN
55120
801-355-2886
651-228-1753 (fax)
THIS COMMUNICA-
TION IS FROM A
DEBT COLLECTOR
ATTEMPTING TO
COLLECT A DEBT.
ANY INFORMATION
OBTAINED WILL BE
USED FOR THAT
PURPOSE.
MN24099.
PUBLISH
(June 24, July 1, 8,
2025)
(Top 3 inches reserved
for recording data)
NOTICE OF TERMI-
NATION OF CON-
TRACT FOR DEED
YOU ARE NOTIFIED:
1. Default has occurred
in the Contract for
Deed (” Contract “)
dated November 1,
2020 and recorded on
November 3, 2020 ,
as Document Number
427861 , in the Office
of the County Recorder
Brown County, Min-
nesota, in which Joel
Craig Kittelson as
Seller, sold to Russell
Leon Swinford, as
Purchaser. This
Grantor’s interest in the
Contract for Deed was
assigned to Spring-
field Economic
Development Author-
ity by Joel Craig Kit-
telson in that assign-
ment dated Sep-
tember 9, 2024, and
recorded January 23,
2025 as Document
Number 447240 in the
Office of the County
Recorder of Brown
County Minnesota. The
real property in Brown
County, Minnesota,
described as follows:
Lot 5, Block 3, Wino-
na & St. Peter Land
Company’s First Ad-
dition, City of Spring-
field, Brown County,
Minnesota;
2. The default is as fol-
lows: Purchaser has
failed to make any
payments under the
contract for deed.
Purchaser has failed
to pay real estate
taxes as required by
the contract for deed.
The total amount due
and owing on the
Contact for Deed is
Eighteen Thousand
and no/100ths Dol-
lars ($18,000.00). Pur-
chaser has failed to
maintain the property
as required by the
contract for deed.
3. For contracts exe-
cuted after August 1,
1976, and prior to Au-
gust 1, 1985, the pur-
chase price was [ ]
Dollars ($ [ ] and the
amount of the pur-
chase price paid by the
Purchaser is [ ] Dol-
lars ($ [ ] , which is [ ]
% of the purchase
price, as calculated in
the manner required by
Minn. Stat. 559.21,
subd. 1e.
4. The conditions con-
tained in Minn. Stat.
559.209 have been
complied with or are
not applicable.
5. THIS NOTICE IS TO
INFORM YOU THAT
BY THIS NOTICE THE
SELLER HAS BEGUN
PROCEEDINGS
UNDER MINNESOTA
STATUTES, SECTION
559.21, TO TER-
MINATE YOUR CON-
TRACT FOR THE
PURCHASE OF
YOUR PROPERTY
FOR THE REASONS
SPECIFIED IN THIS
NOTICE.
THE CONTRACT
WILL TERMINATE 60
DAYS AFTER
SERVICE OF THIS
NOTICE UPON YOU
[THE FIRST DATE OF
PUBLICATION OF
THIS NOTICE]
(STRIKE ONE)
UNLESS BEFORE
THEN:
(a.) THE PERSON AU-
THORIZED IN THIS
NOTICE TO RECEIVE
PAYMENTS RE-
CEIVES FROM YOU:
(1.) THE AMOUNT
THIS NOTICE SAYS
YOU OWE; PLUS
(2.) THE COSTS OF
SERVICE (TO BE
SENT TO YOU); PLUS
(3.) $100.00 TO AP-
PLY TO ATTORNEYS’
FEES ACTUALLY EX-
PENDED OR IN-
CURRED; PLUS
(4.) FOR CON-
TRACTS EXECUTED
ON OR AFTER MAY
1, 1980, ANY ADDI-
TIONAL PAYMENTS
BECOMING DUE
UNDER THE CON-
TRACT TO THE
SELLER AFTER THIS
NOTICE WAS
SERVED ON YOU;
PLUS
(5.) FOR CON-
TRACTS, OTHER
THAN EARNEST MO-
NEY CONTRACTS,
PURCHASE AGREE-
MENTS, AND EXER-
CISED OPTIONS, EX-
ECUTED ON OR
AFTER AUGUST 1,
1985, $360.00
(WHICH IS TWO PER-
CENT OF THE
AMOUNT IN DE-
FAULT AT THE TIME
OF SERVICE OTHER
THAN THE FINAL
BALLOON PAYMENT,
ANY TAXES, AS-
SESSMENTS, MORT-
GAGES, OR PRIOR
CONTRACTS THAT
ARE ASSUMED BY
YOU); OR
(b.) YOU SECURE
FROM A COUNTY OR
DISTRICT COURT AN
ORDER THAT THE
TERMINATION OF
THE CONTRACT BE
SUSPENDED UNTIL
YOUR CLAIMS OR
DEFENSES ARE FI-
NALLY DISPOSED OF
BY TRIAL, HEARING
OR SETTLEMENT.
YOUR ACTION MUST
SPECIFICALLY
STATE THOSE
FACTS AND
GROUNDS THAT
DEMONSTRATE
YOUR CLAIMS OR
DEFENSES.
IF YOU DO NOT DO
ONE OR THE OTHER
OF THE ABOVE
THINGS WITHIN THE
TIME PERIOD SPECI-
FIED IN THIS NO-
TICE, YOUR CON-
TRACT WILL TER-
MINATE AT THE END
OF THE PERIOD AND
YOU WILL LOSE ALL
THE MONEY YOU
HAVE PAID ON THE
CONTRACT; YOU
WILL LOSE YOUR
RIGHT TO POSSES-
SION OF THE PRO-
PERTY; YOU MAY
LOSE YOUR
RIGHT TO ASSERT
ANY CLAIMS OR DE-
FENSES THAT YOU
MIGHT HAVE; AND
YOU WILL BE EVICT-
ED. IF YOU HAVE
ANY QUESTIONS
ABOUT THIS NO-
TICE, CONTACT AN
ATTORNEY IMMEDI-
ATELY.
6. The name, mailing
address, street ad-
dress or location and
telephone number of
the Seller or of an at-
torney authorized by
the seller to accept
payments pursuant to
this notice is:
Name: Matthew L.
Muske
(check the applicable
box) Seller Attorney for
Seller
Mailing Address: 112
N. Cass, PO Box 143,
Springfield, MN
56087
Street Address or Lo-
cation where the Seller
or the Attorney will ac-
cept payment pursuant
to this notice:
112 N. Cass, PO Box
143, Springfield, MN
56087
Telephone:
(507) 723-6221
7. Russell Leon Swin-
ford is allowed 90
days after the first date
of publication of the no-
tice to comply with the
conditions of the con-
tract, and that the con-
tract will terminate 90
days after the first date
of publication of the no-
tice, unless before the
termination date the
purchaser complies
with the notice.
This person is author-
ized to receive the pay-
ments from you under
this notice.
/s/Matthew L. Muske
Matthew L. Muske,
Attorney No. 0390585
Assistant City Attor-
ney – Springfield
112 N Cass Avenue,
PO Box 143
Springfield, MN
56087
Phone: (507)723-6221
Fax: (507)723-6224
Email:
msp@muskelaw.com