PUBLISH

(December 19, 26, 2018, January 2, 9, 16, 23, 2019)

NOTICE OF MORTGAGE

FORECLOSURE SALE

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of that certain Mortgage dated October 21, 2013, executed by Nancy Larsen and Ronald Larsen, wife and husband, as joint tenants, as Mortgagors, to SouthPoint Federal Credit Union, nka SouthPoint Financial Credit Union, as Mortgagee, filed with the Brown County Recorder on November 19, 2013, as Document No. 395957.

That no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all notice provisions and conditions precedent as required by law; and that the mortgagee or assignee has elected to declare the entire sum secured by the note and mortgage to be immediately due and payable as provided in the note and mortgage;

That the original or maximum principal amount secured by the mortgage was Forty-Two Thousand and No/100 DOLLARS ($42,000.00);

That there is due and claimed to be due on the mortgage, including interest to date hereof, the sum of Forty-One Thousand Five Hundred Fourteen and 65/100 DOLLARS ($41,514.65);

And that pursuant to the power of sale therein contained, said mortgage will be foreclosed and the tract of land lying and being in the County of Brown, State of Minnesota, described as follows, to-wit:

Lot 12, Block 158, North of Center Street, City of New Ulm, Brown County, Minnesota

The real property’s street address is: 1610 North Jefferson, New Ulm, Minnesota 56073.

The real property’s identification number is

001.001.158.12.120.

Transaction agent: N/A.

Transaction agent’s Mortgage identification number: N/A.

Mortgage originator: SouthPoint Federal Credit Union, nka SouthPoint Financial Credit Union.

will be sold by the sheriff of said county at public auction on the 7th day of February, 2019, at 10:00 o’clock a.m., in the lobby of the Brown County Sheriff’s Office located in the Law Enforcement Center, 15 South Washington, in the City of New Ulm in said county and state, to pay the debt then secured by said mortgage on said premises and the costs and disbursements allowed by law, subject to redemption by the mortgagor, her personal representative or assigns within six (6) months from date of sale.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under Section 580.30 or the property is not redeemed under Section 580.23 is 11:59 p.m. on August 7, 2019.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

Dated as of December 12, 2018

SouthPoint Financial Credit Union,

Mortgagee

/s/ Michael S. Dove

Michael S. Dove #214310

GISLASON & HUNTER LLP

2700 South Broadway

P.O. Box 458

New Ulm, MN 56073-0458

Phone: 507-354-3111

Fax: 507-354-8447

Attorneys for SouthPoint Financial Credit Union

PUBLISH

(November 20, 27, December 4, 11, 18, 26, 2018)

NOTICE OF MORTGAGE FORECLOSURE SALE

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: October 09, 2015

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,981.00

MORTGAGOR(S): Mark Froemming and Patricia Froemming, spouses married to each other

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., Cambria Financial Group LLC DBA Cambria Mortgage, its successors and/or assigns

DATE AND PLACE OF RECORDING: Recorded: October 12, 2015 Brown County Recorder

Document Number: A404347

ASSIGNMENTS OF MORTGAGE:

And assigned to: Lakeview Loan Servicing, LLC

Dated: August 17, 2017

Recorded: August 28, 2017 Brown County Recorder

Document Number: A412745

Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 1009970-00000005929 Lender or Broker: Cambria Financial Group LLC DBA Cambria Mortgage

Residential Mortgage Servicer: Flagstar Bank, FSB

Mortgage Originator: Not Applicable

COUNTY IN WHICH PROPERTY IS LOCATED: Brown

Property Address: 1446 Oak St, New Ulm, MN 56073-1574

Tax Parcel ID Number: 001.922.002.13.130

LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 2, Wech’s Second Addition, City of New Ulm, Brown County, Minnesota

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $192,836.97

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: January 02, 2019 at 10:00 AM

PLACE OF SALE: Brown County Sheriff’s Office, Law Enforcement Center, 15 S. Washington St., New Ulm, MN 56073

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. Å’580.30 or the property is not redeemed under Minn. Stat. Å’580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 02, 2019, or the next business day if July 02, 2019 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: November 20, 2018

ASSIGNEE OF MORTGAGEE: Lakeview Loan Servicing, LLC

Wilford, Geske & Cook P.A.

Attorneys for Assignee of Mortgagee

7616 Currell Blvd; Ste 200

Woodbury, MN 55125-2296

(651) 209-3300

File Number: 040111F02