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An epidemic of broken Obamacare promises

August 18, 2013

Health insurance will be cheaper, we were assured. If you like the policy you have, you'll be able to keep it, President Barack Obama insiste....

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(121)

Reason2Puke

Aug-18-13 9:54 AM

The Affordable Care Act won't work because it can't work. There are still enough self respecting citizens in this country who do not want to be on a government assistance (aka: welfare) program. You can sugar coat Obamacare however you like, but at the end of the day it is a massive welfare program for every citizen of the country, other than the political class of course.

Healthcare is not the same as roads, bridges and fire calls. Our bodies are not inanimate objects that need to be maintained like a public utility. When you disconnect personal responsibility from the financial burden created by irresponsible behavior, you create a recipe for disaster. Funding more of it is going in the absolute wrong direction. The framers of this debacle were told that this would happen and they chose to go down this road anyway.

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GopherState

Aug-18-13 10:04 AM

Face it, either you have money and can afford health care insurance, or you don't. The day will come when you will either be able to afford health care, or you will not have it.

I, for one, am tired of buying insurance, when others can just walk into the emergency room without any means to pay their bills. The only way that health insurance is affordable for everybody in the general population is if it is bought as a group. The Affordable Care Act was too much at once.

Maybe Reason To Puke is right. Personal responsibility is key. Is he suggesting that who smoke, don't maintain a healthy weight, drink in excess should pay more for insurance? Perhaps people who do drugs or maintain irresponsible behavior should be denied health care insurance all together? Hmmm.......

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Reason2Puke

Aug-18-13 10:18 AM

You are correct GopherState. Freedom only works long term for those who take personal responsibility seriously. If people want to destroy themselves, who are we to stop them? I certainly don't want to fund it, and ObamaCare does exactly that.

There is a growing movement by medical professionals to offer their services on a cash basis. When you strip away all of the insurance company infrastructure costs and their profit, the government paperwork and the defensive medicine that is being practiced, the actual care that is delivered is not that expensive. If doctors would have figured out how to control their business model 50 years ago, we would not be having this conversation.

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middleclassworker

Aug-18-13 10:57 AM

My insurance is self insured through my union. Our rates are at least 40% cheaper than friends of mine whose insurance comes from an insurance company. This is why my employer can offer family coverage without breaking the bank.

As far as those who cannot afford health insurance, and those who work for companies that make billions in profits, yet cannot afford to provide health insurance, do we as a society just turn our backs on them?

"Are there no prisons, no workhouses..."

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Reason2Puke

Aug-18-13 11:09 AM

We don't have insurance to do regular car maintenance, home maintenance or to purchase a new vehicle or home, so why do we need it to maintain our bodies and our health? A third party picking up the tab for our well-being and personal choices is the problem, whether that be an insurance company, a welfare program, the provider eating the cost or ObamaCare.

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Reason2Puke

Aug-18-13 11:34 AM

The average American spends three times as much in a year on their vices (booze, cigarettes, drugs, etc.) as they do to maintain their health, including routine physicals. This is a matter of priority, not affordability.

I'm sure that the next step of this process is everyone being shocked to find that a third party paying the bill doesn't make us more responsible or any healthier. I guess the next logical step of the "fix" is to force people to do what is in their best interest. Then, and only then will we achieve true freedom and healthcare affordability.

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tooold

Aug-18-13 12:11 PM

Why did all of our senators and representatives opt out of Obamacare? That was the final item they did before they recessed. What a joke our politicians have become.

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japanviking

Aug-18-13 2:29 PM

tooold you ask "Why did all of our senators and representatives opt out of Obamacare?" The answer is simple. Federal Employees which our Senators and Congressman are as well as retired military which I am are under a single payer system that no matter how you slice it is socialized medicine so when politicians say that the country cannot have a single payer system as it amounts to socialism this is the pinnacle of hypocrisy.

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middleclassworker

Aug-18-13 2:39 PM

Maybe I'm in the minority, but I don't smoke or do drugs, and I spend less in a year on alcohol than a month of health insurance premiums cost. However, we have had some major medical bills with our children in the past. Also, without insurance, I would have several relatives that simply wouldn't be here today because they wouldn't be able to afford the medical bills.

Not all health ailments are self inflicted. Heredity, the actions of others, pollution, workplace hazards all come into play. Look at how many Vietnam vets are now experiencing the long term effects of Agent Orange. We don't even fully know what the long term effects of GMO food, High Fructose Corn Syrup, artificial colors and sweeteners will be.

Drug companies, insurance companies and investors have a lot to do with the high cost. Passing the health care cost of the multi-billion dollar uninsured service industry on to those who have insurance is also a big part of the equasion.

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mnsotn

Aug-18-13 2:51 PM

in the 60s, 70s and 80s, companies employed full time workers, provided pension plans and health insurance. There were far less mega corporations and overpaid executives.

If you want to find the problem as to why so many Americans can't afford healthcare, follow the money trail.

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Auntydem

Aug-18-13 7:42 PM

Senators and Congressmen cannot and did not opt out of Obamacare. They are required to enroll in plans sold through insurance exchanges in their districts. The employer (government) insurance contributions will carry over to those exchange plans. This is so they retain their employer-provided insurance benefit. Republicans proposed the mandated switch to exchanges for Congress, then complained that if they lost the benefit Congress may not be able to attract quality people. I think it's too late to worry about that.

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GopherState

Aug-18-13 11:49 PM

I think most people will agree that Obamacare is far from perfect, but we just don't see many good ideas coming forward that would solve the health care problems that this country has. It is easy to complain, but much tougher to make the tough decisions and come up with real answers.

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TURBO75

Aug-19-13 9:28 AM

Nothing stirs up the old German blood like ObamaCare. It is the law of the land and despite the Repub's endless silly votes to repeal it, it will remain.

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Reason2Puke

Aug-19-13 11:09 AM

Half of the legally mandated deadlines in the Affordable Care Act have been missed, yet all of the fees and taxes have been imposed on schedule. So tell me Turbo, what other things in your life do you pay full price for and settle for half of what you bought?

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JReader

Aug-19-13 11:16 AM

Aunty is right - Congress can't opt out. But what they did thanks to the Obama Adminstration is make sure their premium increases that will be coming thanks to Obamacare will be picked up by us taxpayers. They won't have to feel the pain the rest of will when our premiums rise 35 -40%.

Obama seems either clueless or simply doesn't care how these significant increases are going to impact average middle-class families.

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Reason2Puke

Aug-19-13 11:22 AM

"Obamacare is far from perfect" is the understatement of the millennium. This was a loser from the start and has become worse. It is like betting on the horse with 4 broken legs because if it wins, your pay day will be huge.

We all want quality, affordable healthcare, but continuing to add layer after layer of bureaucratic and administrative garbage on top of the medical business model is not the way to accomplish it. If medical practitioners can't figure out how to take back control of their business and pricing models from insurance company sharks and government bureaucrats, their industry will never be fixed. There are too many healthcare costs that have nothing to do with health or care.

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TURBO75

Aug-19-13 11:41 AM

R2P; I never said I agreed with the law.

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tooold

Aug-19-13 11:54 AM

Thank you JRREADER for explaining the health plan for our Congressional members. I learn something everyday by reading the comments.

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Reason2Puke

Aug-19-13 1:36 PM

Turbo, you don't agree with the law, but the repub's are "silly" to try and repeal it. Confusing. What exactly do the "Repub's" have for legislative recourse other than repealing a law for which 100% of them voted against?

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TURBO75

Aug-19-13 1:45 PM

R2P, sorry, didn't mean to confuse you. Trying to repeal the law a half dozen times is one thing, but three dozen times meets my definition of silly and a waste of time. Come up with viable alternatives or quit making a fool of yourselves.

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Auntydem

Aug-19-13 2:11 PM

Congress and their staff will still get the same % of premium paid for their insurance purchased through their states' exchanges. So if the premium goes up they do pay the increase for their portion. As for premium increases, Kaiser says state officials who oppose the law compare measures that show a big increase, while those in favor do the opposite. Bottom line is the increases or decreases are for policies offered on the exchanges for people currently without insurance and not policies the vast majority of people are currently covered through employers or Medicare.

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Reason2Puke

Aug-19-13 2:23 PM

Let's just cut to the chase so we are not having the same arguments about the failings of this bad law in two years. How bad does this need to get before you supporters admit it is a failure?

I know that we have grown accustomed to our politicians selling us out with 1,000 tiny steps of incrementalism, but sheeesh.

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JReader

Aug-19-13 5:04 PM

Members of Congress and their staff wil be required to obtain their health coverage through the newly formed exchanges. Unlike the American public who will be forced to do the same utilizing their own means, Congress and staff will have 75% of the cost covered through OPM - Office of Personnel Managment. The impact will be negligible for them unlike the rest of America. Total annual premiums for family coverage where I work are estimated to exceed $22,000 per employee annually. I can tell right now that my employer won't be footing 75% of that cost.

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Reason2Puke

Aug-19-13 6:12 PM

JReader's health insurance costs will go up, my health insurance costs will go up, the unions are asking for waivers because their costs are going to go up. Health insurance companies are shutting down in certain states because the costs to operate will be too high. The projected cost to the federal government over the next 10 years has gone from $900 billion to $2.7 trillion, and that is before O-care is even fully implemented.

At the same time, there is a projected doctor shortage of 133,000 by 2020 and hospitals are already cutting staff to prepare for the lower reimbursements they will be getting starting in 2014.

Simple question. If the actual providers are cutting staff and other costs, where is all of this excess money that is being poured into the system going? We are all being duped, and some of you even seem to enjoy it.

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Reason2Puke

Aug-19-13 10:23 PM

Minnesota kicks off a $9,000,000 marketing campaign today to remind people that in 44 days they are being forced to buy health insurance. To use a tactic of the left, how many orphan children with cancer could have been treated for $9 miljo. How many other steps, from marketing to sign-up to implementation and coverage to whatever comes next will need to be paid for before a patient and practitioner ever interface with each other?

Here is a business tip for our king. When the growth of your overhead outpaces the cost of your direct services, you have a doomed business model. The massive cost of overhead in healthcare is a cancer caused and exacerbated by government intervention.

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