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Legislators, do what’s best for Minnesota

June 24, 2013

To the editor, Under federal law, Minnesotans will have access to a Health Care Insurance Exchange to buy Health Care Insurance. The 2013 Minnesota Legislature had two choice....

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Avoice

Jun-30-13 8:13 AM

middleclass worker I think I have a reason for why the visit is $250. When the charge was $90, most insurance companies and Medicare paid the $90. When insurance companies and Medicare(especially) started ratchiting down what the reimbursement was, the charges started going up. Just like income redistribution so went "cost reimbursement shifting". The charges went up and the reimbursement went down. Example that $250 charge for which Medicare payment is now $70 and the reimbursement from the insurance company is now probably $80. Look at what Medicaid reimburses for that charge. So if you get a cash paying customer, you will see the higher rates. In the end the average reimbursement will probably equal the $90. Just as a reminder, if you had a heart attack fifty years ago, at age forty, your survival chances were somewhat slim. Today you will probably live to a ripe old age. But with that result, it costs money and research to provide that outcome.

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middleclassworker

Jun-25-13 11:15 PM

...everyone else.

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middleclassworker

Jun-25-13 11:14 PM

Obamacare may not be "good for the state," as MT suggests, and I'm not going to argue that one way or another. My whole issue is the fact that numerous employers have cut family health coverage, and many more don't offer any affordable coverage. We have employers bringing in low-cost migrant workers and we have others sticking people with 30 hours a week. Either way, all of these people either bog down their spouse's healthcare plan, which increases the burden on their employers who do provide family benefits. Otherwise, they pay out the nose for health coverage, or they get government assistance, or they simply go without and don't pay their bills. Why do you think a simple consultation with a doctor costs over $250 for a 10-15 minute visit? We are already paying for all the uninsured who don't pay their bills.

I don't know what the ultimate answer is, but the current system is broken. Those who have insurance are being stuck with the bills and increased taxes to cover eve

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Avoice

Jun-25-13 10:37 AM

One must give our local legislators a pat on the back. They chose to allow the citizens to pick and chose which insurance company they would like to be insured under. The Exchange "commissioners" will pick among the health insurance companies which companies will be allowed to be part of the Exchange. Just another ploy of the politicians allowing a few "commissioners" to pick the winners and losers.

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